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(N) Press Your Luck - Beware Hidden Whammy

You wonder why certain insurance plans are a fraction of the cost of others? These, too good to be true, plans are full of hidden Whammy. Remember that the failure of the game show Press Your Luck? It was the little red devil that ran around the card to steal money from the candidate. I never knew where he was going to appear, but when he Indeed, participants always lose money.

Here are some places to find the little devil in the health plan you think:

Whammy # 1: Prescription deductible

Some plans have prescription deductibles as high as $ 1,000. If you take a branded medicine per month, this decline can really take a bite your budget.

Whammy # 2: occurrence deductible

You've never beaten by this setback, but if it does, it will be in the worst possible time. deductible per incident may be attached to things like outpatient surgery, hospital or maternity coverage. All cases in which the draft Bill was probably subject to the franchise anyway. It's actually a double whammy.

Whammy # 3: Limited office visits

This decline limit the number of times you can use your co-pay to see the doctor. If you exceed this allowance, you stop paying your share and start paying the entire bill. Imagine the doctor Whammy door while he rubs his money account.

Mack Daddy Whammy: first-dollar plans

If your plan does not mention a payment colleague, then you have a dollar first. This means that you must pay all medical bills until you reach your deductible. Each time you go to the doctor, each recipe, they are full, any medical treatment you need. You pay the full cost of the right bank Whammy. No wonder that the plan is cheaper!

The conclusion is that stolen money Whammy if you are not looking. For the other hand, if you try to low cost Health Insurance Whammy try adding a bit of your plan. Make sure you know what you get. No Whammy (hidden)!

(For display the game more Seek wisdom: Price is Right "- Choosing a Plan Numbers, The Dating Game plan matching your needs)